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Exam Guide 2026

IIBF DRA Exam

Your complete guide, from eligibility to certification.

Learn, prepare and get certified
100Questions
120 MinutesDuration
50%Passing score
Every MonthFrequency

Everything you need to know

This guide helps you understand the key steps, required documents and how to prepare for the IBF DRA (Debt Recovery Agent) Exam.

Conducting bodyIndian Institute of Banking & Finance (IIBF)
Exam nameIIBF DRA Certification
Exam frequencyEvery Month
Application modeOnline

Eligibility Criteria

  • Must be Indian Citizen
  • Age 18+
  • Minimum 10th Pass

Check the latest official requirements before applying.

Documents checklist

  • Aadhaar CardGovernment issued identity proof
  • PAN CardPermanent Account Number
  • Passport Size PhotographRecent colour photograph
  • SignatureOn white paper (scanned copy)
  • Email ID & Mobile NumberFor all communication
  • Education Certificate (10th/12th/Graduate)Marksheets from a recognised board

Training Details

Training durationGraduate (50 Hours) & Undergraduate (100 Hours)
Training mediumEnglish | Hindi
Training fee₹4000 + GST
Registration Website

From application to certification

  1. 01

    Check your eligibility

    Review the basic requirements before applying.

  2. 02

    Register for Online Training.

    Complete your training and get the Training Certificate.

  3. 03

    Register for an Exam.

    After completing training register for main exam

  4. 04

    After Exam you will get IIBF DRA Certificate.

    After exam you will receive certificate in your email within 30 days.

Exam pattern

Exam ModeOnline CBT at Centre
Question formatMultiple Choice Questions (MCQ)
Exam Duration120 Minutes
Total Questions100
Total Marks100
Passing Marks50 Marks (50%)
Negative MarkingNo
Exam LanguageEnglish, Hindi and 9 others

Exam Syllabus4 chapters

  1. 01Module A-Basics of Banking
  2. 02Module B- Brief Outline of Various Products and Legal Aspects of Recovery
  3. 03Module C-Role in Loan Recovery and Soft Skills
  4. 04Module D-Additional Reading on NBFCs

Exam fees

01Fresh examination1200 + Tax
02Second Attempt1200 + Tax

Exam Sechdule:

OCTOBER - 2026

Registration Closed
Registration period15 Sept 2026 – 25 Sept 2026
Exam date10th October 2026 (Saturday)
Study books

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